The majority of the cookies we use remember the preferences you tell us though our site, so that you get what you want out of On Line Mortgage. On Line Mortgage will now only use the cookies you let us use. As well as getting the OK from you on the site, you can also control your cookies through your browser. More information on this follows later on.

We have used some of the guidance published to set up different labels for the cookies we use:

· Necessary & Performance

· Functionality

· Targeting

By using our site, you are giving your consent to the use of ‘Necessary & Performance’ cookies. Acceptance of these cookies is a condition of using the On Line Mortgage website and if these cookies are restricted or refused in any way we can’t guarantee that the site will function properly for you.

On Line Mortgage needs to use these cookies to ensure that our website works properly and you are able to use the site to do what you need to do. They are essential for your billing, ordering, providing security on the site and monitor errors or technical issues.

Any information collected is totally anonymous and helps us understand how our site works so we can improve the page for you and all other users.

These cookies will…

· Let you navigate around the website.

· Let On Line Mortgage collect information about how you use the website, in order to understand the efficiency of the site and let us know where improvements can be made.

These cookies will not gather any information about you that can be used to supply adverts to you or remember your preferences (like your user details) beyond that particular visit.

By using our site, you are giving your consent to the use of ‘Functionality’ cookies. We do this to ensure all of our customers can get the most out of their experience of On Line Mortgage. You can change whether these cookies are used, but this may reduce the support and service On Line Mortgage can offer you and prevent us remembering which services you might not want.

On Line Mortgage uses these cookies to remember settings or provide certain services or messages to offer you a better experience when using our site.

These cookies will…

· Remember your log in details for when you return to the site.

· Provide our live chat service.

· Share some information with our third party suppliers who provide products for On Line Mortgage.

These cookies will not gather any information about you that can be used to supply adverts to you or remember your preferences (like your user details) beyond that particular visit.

You are able to accept or refuse the use of these cookies, but doing so may restrict us from offering you certain services. These cookies are managed by third parties, and you can use the third parties’ own tools to restrict these cookies.

Some cookies are used to link to other websites that provide a service to On Line Mortgage, such as Facebook or Twitter. Some of these cookies will also tailor advertising on other websites for you.

These cookies may…

· Link to social media networks.

· Pass on information about your visit to the On Line Mortgage web site to target advertising tailored to you on other web sites.

What Else Can You Do

While you can accept or refuse permission for certain specified cookies through the On Line Mortgage website, you may also want to manage them through your browser settings.

An excellent source of information to help you with this process is available at…

http://www.allaboutcookies.org/manage-cookies/

We will only read or write cookies for the preference level set, cookies set prior to you changing your settings will still be on your computer and you can remove them using your browser settings.

Modifying your preferences for cookies may result in a number of issues. For instance, if you delete all your cookies from your browser settings your preferences on the On Line Mortgage website will have to be updated again. Don’t forget that by using a different computer, or another device to visit the On Line Mortgage website you will have to select your preference again.

If you want further information or have any questions that haven’t been answered here don’t hesitate to get in contact with us at mark@o-l-mortgages.co.uk